Personal Accident Medical Insurance provides cash benefits to help cover medical and/or everyday livings expenses incurred as a result of an accidental injury, on or off the job, regardless of any other insurance* you have. This product is great as a stand-alone policy for individuals and families, or as a nice complement to a Major Medical or Short Term Health Plan. There are no confusing options – just one straightforward plan with a $100 deductible (two deductible must be met for a family plan). Simply choose your Annual Benefit Maximum amount between $2500 and $10,000 for the calendar year. This plan is GUARANTEED ISSUE with, NO medical questions to answer and an EASY online application. Issue ages are 18-74 for primary insured. A child under the age of 18 may apply with a parent. Plan ends at age 75. Available in Arizona, Arkansas, Illinois, Indiana, Missouri and Nebraska.
*With the exception of Workers’ Compensation, Employer’s Liability, or similar laws, even if you do not file a claim for benefits.