Brochures:  IL    IA

Illinois PHCS Network Provider Directory

The above directory is for Illinois only, and the provider information it contains may have changed, as provider information changes frequently. If you live in another state or need the most up-to-date directory, please click here.

Short Term Major Medical insurance provides you with the temporary coverage needed to prevent an unexpected threat to your health from becoming a financially-crippling incident as well. This is a great plan for individuals or families waiting for permanent major medical coverage to begin, waiting for the next ACA major medical open enrollment period to begin, or looking for an alternative to the ACA Exchanges. Available in Arizona, Arkansas, Illinois, Indiana, Missouri and Nebraska.


Brochures:  IL    IA

Personal Accident Medical Insurance provides cash benefits to help cover medical and/or everyday livings expenses incurred as a result of an accidental injury, on or off the job, regardless of any other insurance* you have. This product is great as a stand-alone policy for individuals and families, or as a nice complement to a Major Medical or Short Term Health Plan. There are no confusing options – just one straightforward plan with a $100 deductible (two deductible must be met for a family plan). Simply choose your Annual Benefit Maximum amount between $2500 and $10,000 for the calendar year. This plan is GUARANTEED ISSUE with, NO medical questions to answer and an EASY online application. Issue ages are 18-74 for primary insured. A child under the age of 18 may apply with a parent. Plan ends at age 75. Available in Arizona, Arkansas, Illinois, Indiana, Missouri and Nebraska.

*With the exception of Workers’ Compensation, Employer’s Liability, or similar laws, even if you do not file a claim for benefits.

Brochures:  IA Brochure coming soon

Buy up to $50,000 in Critical Illness Insurance. The plan pays benefits when a policyholder is diagnosed with any of the following dreaded diseases: cancer, heart attack, stroke, kidney failure and organ transplant. The full benefit is paid out upon diagnosis, with no restrictions on how the money is to be used. For an additional premium, applicants can choose the Extended Plan, which covers the conditions above but also protects against paralysis, severe burns, and loss of sight, speech and hearing.

Available in Iowa.