First Chicago Insurance Company uses the PHCS Network of providers for all of our Short Term Major Medical products, except in Iowa, which uses either the PHCS Network or the Midlands Choice network. Residents of Iowa can choose whether they wish to use PHCS or Midlands Choice when they apply for a policy with us.

If you are an Iowa resident, please review your policy to determine which provider network you use.

PHCS Network Logo
Midlands Choice Network Logo

To access the PHCS network click the button below.
By clicking this button you will be redirected to the PHCS website.

Access PHCS



To access the Midlands Choice network click the button below.
By clicking this button you will be redirected to the Midlands Choice website.

Access Midlands Choice