To Report a Health Claim

To confirm eligibility, verify benefits, check the status of a claim or report a new claim call 1-800-875-4422.

STMM PPO Provider Claims

When you obtain care from a provider in your network, you do not need to submit a claim form. To see which providers are in your network, please click here.
In the event that care from an out-of-network provider is needed for you or your dependent(s), a claim form may be needed. Check with the provider to see whether they will submit the claim form for you or whether it is your responsibility.

Claim forms can be sent to the following addresses:

PHCS Claims

First Chicago Insurance Company
PO Box 388199
Chicago, IL 60638


Midlands Choice Claims

PO Box 5809
Troy, MI 48007-5809
EDI# 47080